Bank Bonus Guide http://bankbonusguide.com Checking, Savings, and Credit Card Account Signup Promotional Offers! Wed, 08 Feb 2012 20:00:01 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 Get $25 for Free When You Sign Up For Betterment http://bankbonusguide.com/2012/02/get-25-for-free-when-you-sign-up-for-betterment/ http://bankbonusguide.com/2012/02/get-25-for-free-when-you-sign-up-for-betterment/#comments Wed, 08 Feb 2012 20:00:01 +0000 Krysha Thayer http://bankbonusguide.com/?p=649 If you love to invest, or even if you just want to get started, you can get $25 for free when you sign up for a Betterment account and deposit at least $250 to get you started investing. You can sign up for your Betterment account online HERE. With Betterment, you enjoy no transaction [...]]]> If you love to invest, or even if you just want to get started, you can get $25 for free when you sign up for a Betterment account and deposit at least $250 to get you started investing. You can sign up for your Betterment account online HERE. With Betterment, you enjoy no transaction fees and no minimums on your balances. The service can actually take care of automated services for you for so you can ‘set it and forget it’ when it comes to investing your money the smart way. So sign up for a Betterment account today with at least $250 and get $25 for free by signing up HERE.

]]> http://bankbonusguide.com/2012/02/get-25-for-free-when-you-sign-up-for-betterment/feed/ 0 $200 Business Checking Bonus from Chase http://bankbonusguide.com/2012/02/200-business-checking-bonus-from-chase/ http://bankbonusguide.com/2012/02/200-business-checking-bonus-from-chase/#comments Sun, 05 Feb 2012 20:54:29 +0000 Krysha Thayer http://bankbonusguide.com/?p=646 To get the $200 bonus for opening an account with Chase, you must open a Chase BusinessSelectSM checking account and deposit $5,000 within the first 30 days of opening the account. These funds must not be already held by Chase, so you cannot transfer them from another Chase account. This opening bonus is subject to [...]]]> To get the $200 bonus for opening an account with Chase, you must open a Chase BusinessSelectSM checking account and deposit $5,000 within the first 30 days of opening the account. These funds must not be already held by Chase, so you cannot transfer them from another Chase account. This opening bonus is subject to approval and qualifies as one business checking account bonus, for which a customer can only receive one per year. The Chase BusinessSelectSM checking account must stay open for at least 6 months or the bonus will be debited from the funds withdrawn at account closing. Check the Chase Business Banking Site today to get your $200 Business Checking Bonus today!

]]> http://bankbonusguide.com/2012/02/200-business-checking-bonus-from-chase/feed/ 0 Earn Up To $500 Referring Members to Citibank http://bankbonusguide.com/2012/02/earn-up-to-500-referring-members-to-citibank/ http://bankbonusguide.com/2012/02/earn-up-to-500-referring-members-to-citibank/#comments Sat, 04 Feb 2012 00:19:51 +0000 Krysha Thayer http://bankbonusguide.com/?p=642 If you already have a Citibank EZ Checking Account, a Citibank Account, a Citibank Everything Counts Account, or a Citigold Relationship Package Account, then you can refer up to 5 new members to Citibank to earn cash bonuses deposited right into your checking account. For each Citibank EZ Checking Account you will earn $25, for [...]]]> If you already have a Citibank EZ Checking Account, a Citibank Account, a Citibank Everything Counts Account, or a Citigold Relationship Package Account, then you can refer up to 5 new members to Citibank to earn cash bonuses deposited right into your checking account. For each Citibank EZ Checking Account you will earn $25, for each Citibank Account you will earn $50 and for each Citigold Account you will earn $500. You cannot redeem this offer online as you must be present in a Citibank location to complete your referrals. To visit Citibank online, click HERE.

]]> http://bankbonusguide.com/2012/02/earn-up-to-500-referring-members-to-citibank/feed/ 0 $250 from CitiBank – Thank You Preferred Credit Card http://bankbonusguide.com/2012/02/250-from-citibank-thank-you-preferred-credit-card/ http://bankbonusguide.com/2012/02/250-from-citibank-thank-you-preferred-credit-card/#comments Wed, 01 Feb 2012 00:20:50 +0000 Krysha Thayer http://bankbonusguide.com/?p=639 When you purchase $2,000 or more in the first 3 months of your credit card account opening, you get 250,000 Thank You Points. These points are enough for $250 in gift cards. You also earn 1 Thank You point for every $1 in purchases, and you earn Thank You points on your anniversary as well. [...]]]> When you purchase $2,000 or more in the first 3 months of your credit card account opening, you get 250,000 Thank You Points. These points are enough for $250 in gift cards. You also earn 1 Thank You point for every $1 in purchases, and you earn Thank You points on your anniversary as well. Thank You Points have no expiration and no limits to the number you can earn. Earn 100 Thank You Points just for signing up for a card at the following link: Citi Thank You Preferred Credit Card

]]> http://bankbonusguide.com/2012/02/250-from-citibank-thank-you-preferred-credit-card/feed/ 0 Get $30 from US Bank for Using Bill Pay (And Help a Charity, Too!) http://bankbonusguide.com/2012/01/get-30-from-us-bank-for-using-bill-pay-and-help-a-charity-too/ http://bankbonusguide.com/2012/01/get-30-from-us-bank-for-using-bill-pay-and-help-a-charity-too/#comments Sat, 28 Jan 2012 01:56:46 +0000 Krysha Thayer http://bankbonusguide.com/?p=636 If you don’t already have a checking account with US Bank, you can sign up for one by visiting a branch or by calling 800-US-BANKS. You will get a $10 bonus for signing up for Bill Pay and for donating $1 to any one of 4 charitable causes listed on their site when your Bill [...]]]> If you don’t already have a checking account with US Bank, you can sign up for one by visiting a branch or by calling 800-US-BANKS. You will get a $10 bonus for signing up for Bill Pay and for donating $1 to any one of 4 charitable causes listed on their site when your Bill Pay is set up. This $1 donation should be the first bill payment set up through Bill Pay and should be for $1 only. Then you get another $20 for using Bill Pay to pay three bills. To see how this program works and to sign up for US Bank’s Bill Pay program, click HERE.

]]> http://bankbonusguide.com/2012/01/get-30-from-us-bank-for-using-bill-pay-and-help-a-charity-too/feed/ 0 $100 Checking Bonus with America’s Credit Union http://bankbonusguide.com/2012/01/100-checking-bonus-with-americas-credit-union/ http://bankbonusguide.com/2012/01/100-checking-bonus-with-americas-credit-union/#comments Wed, 25 Jan 2012 01:52:01 +0000 Krysha Thayer http://bankbonusguide.com/?p=633 If you can join the Association of the United States Army, then you can join America’s Credit Union. Once you join and open a Choice Checking account, a Perk Checking account, or a Checking Direct account with America’s Credit Union and you have received a direct deposit of at least $500, you will receive a [...]]]> If you can join the Association of the United States Army, then you can join America’s Credit Union. Once you join and open a Choice Checking account, a Perk Checking account, or a Checking Direct account with America’s Credit Union and you have received a direct deposit of at least $500, you will receive a coupon for $100 within 60 days of the direct deposit being accounted for. This coupon can be redeemed for $100 at America’s Credit Union but will not be considered part of the opening balance of the account. The account must remain open for 12 months. If not, the $100 will be deducted from the closing balance when the account is officially closed.

 

To open an account online or contact someone who can help you open an account, click the following link: America’s Credit Union Checking Bonus

]]> http://bankbonusguide.com/2012/01/100-checking-bonus-with-americas-credit-union/feed/ 0 What Are The Factors That Do Not Affect Your Credit Score? http://bankbonusguide.com/2012/01/what-are-the-factors-that-do-not-affect-your-credit-score/ http://bankbonusguide.com/2012/01/what-are-the-factors-that-do-not-affect-your-credit-score/#comments Mon, 23 Jan 2012 23:11:51 +0000 Sam http://bankbonusguide.com/?p=630 Everyone is working so hard to improve their credit score that they waste a lot of time worrying about things that do not even affect your credit score. Concentrate working on things that will improve your score. But to do that you must be able to separate the myths from facts. Given below are 3 [...]]]> Everyone is working so hard to improve their credit score that they waste a lot of time worrying about things that do not even affect your credit score. Concentrate working on things that will improve your score. But to do that you must be able to separate the myths from facts. Given below are 3 factors that do not affect credit score negatively.

Factor 1

Paying off a credit card debt with another one having lower rate of interest affects your score.

This is not a correct fact. Rate of interest does not affect the credit score. However, if your credit score is low, you may have to pay a high rate of interest. Credit card companies and lenders et al do not report the interest that you pay to the three credit bureaus. Therefore, when your score is calculated, it is not considered. In fact, if you pay off a debt, even if it is with another credit card, you will be actually helping your score. One factor that is used to calculate your score is how you use your card. Moreover, when you are paying off a debt with a card having lower interest, you are doing yourself a favor

Factor 2

Your Score is affected when your credit card is cancelled.

This depends upon the number of cards that you have and your debt and credit limit. What this means is that your “debt to credit ratio” is calculated by totaling all your debts and dividing it by the total of your credit limits. But, if you have a single card with no utilization, then there is no chance of this factor affecting your credit score. Since you have not used the card, you have no balance and are not repaying any debt. However, there is one factor that may affect your score. If your card has been in use for a long time, then the length of credit history is cancelled along with the card.

Factor 3

Too Much Credit Will Affect Your Score Negatively.

This is also a factor that is a complete myth. Having balances on your credit cards is not advised, especially if the balance exceeds 30%. Use the card but keep repaying the debt. Being debt free affects score positively. You cannot have too much credit. You can have only too many debts. Also, some people wonder if it would be right to ask the credit card company to lower their credit limit. This is a factor that will surely harm your credit. Therefore, let your credit continue and do not ask the lender to lower the limits.

Work on other factors like paying your bill in time and paying off your debts. These will help to improve your score. Forget about things that do not affect the score negatively.

Samantha Lyttle is a finance expert and a freelance writer. She is a contributor for the site, FreeCreditReportsInstantly.Org. 

]]> http://bankbonusguide.com/2012/01/what-are-the-factors-that-do-not-affect-your-credit-score/feed/ 0 Earn Up to $100 with a Savings Account from US Bank http://bankbonusguide.com/2012/01/earn-up-to-100-with-a-savings-account-from-us-bank/ http://bankbonusguide.com/2012/01/earn-up-to-100-with-a-savings-account-from-us-bank/#comments Mon, 23 Jan 2012 00:34:27 +0000 Krysha Thayer http://bankbonusguide.com/?p=626 When you open a S.T.A.R.T. savings account from US Bank and get your balance to $1,000, you will earn a $50 US Bank Rewards card. You will earn a second $50 US Bank Rewards Card for maintaining that $1,000 balance for 12 months from the date you first achieved that balance. The $100 bonus will [...]]]> When you open a S.T.A.R.T. savings account from US Bank and get your balance to $1,000, you will earn a $50 US Bank Rewards card. You will earn a second $50 US Bank Rewards Card for maintaining that $1,000 balance for 12 months from the date you first achieved that balance. The $100 bonus will be reported as interest earned so the account holder will be responsible for all taxes on the bonus. The US Bank Rewards Cards will be sent to the account holder within 60 days of verification of each goal being reached.

 

To get started by opening a US Bank S.T.A.R.T. savings account, click here.

]]> http://bankbonusguide.com/2012/01/earn-up-to-100-with-a-savings-account-from-us-bank/feed/ 0 Get $125 for Opening a Chase Checking http://bankbonusguide.com/2012/01/get-125-for-opening-a-chase-checking/ http://bankbonusguide.com/2012/01/get-125-for-opening-a-chase-checking/#comments Sat, 21 Jan 2012 01:31:02 +0000 Krysha Thayer http://bankbonusguide.com/?p=623 If you open a Chase Total Checking account and set up direct deposit into this account, you can get a $125 cash bonus. The Chase Total Checking account comes with free access to 16,500 ATMs, free online banking with online bill pay, free debit card with security built right in, free alerts by text message [...]]]> If you open a Chase Total Checking account and set up direct deposit into this account, you can get a $125 cash bonus. The Chase Total Checking account comes with free access to 16,500 ATMs, free online banking with online bill pay, free debit card with security built right in, free alerts by text message or email, and access to your account around the clock with Chase Mobile on your phone. You can open your new Chase Total Checking account online and get the bonus by accessing the application through the advertisement HERE or you can open your new account at a local branch with a coupon printed out. This offer expires 2/25/2012.

]]> http://bankbonusguide.com/2012/01/get-125-for-opening-a-chase-checking/feed/ 0 Sovereign Bank Checking Account Bonus http://bankbonusguide.com/2012/01/sovereign-bank-checking-account-bonus/ http://bankbonusguide.com/2012/01/sovereign-bank-checking-account-bonus/#comments Wed, 18 Jan 2012 19:13:38 +0000 Krysha Thayer http://bankbonusguide.com/?p=620 To earn a cash bonus, you must open a Premier, Preferred, or Classic checking account with Sovereign Bank and accomplish the following: 1) enroll in Sovereign’s online banking, 2) request a debit card when you open your Sovereign checking account, and 3) either make 5 purchases with your debit card or have 1 direct deposit [...]]]> To earn a cash bonus, you must open a Premier, Preferred, or Classic checking account with Sovereign Bank and accomplish the following: 1) enroll in Sovereign’s online banking, 2) request a debit card when you open your Sovereign checking account, and 3) either make 5 purchases with your debit card or have 1 direct deposit into your account by the last day of March.

If all of this is completed by March 31, 2012 then by April 15, 2012 the bonus will be deposited into your account. If you opened a Premier Banking account, then the bonus will be $125. If you opened a Preferred Banking account, then the bonus will be $75. And if you opened a Classic banking, then the bonus will be $50. You can only earn one credit per customer. To get started, click here!

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